Union Bank Cd Rates
Certificates of Deposit A Union Bank CD offers you a flexible savings option with a fixed rate of return, competitive interest rates, and a great lineup of options, running from three months to five years. Best of all, you can get started for as little as $500.00 and interest may be credited to another Union Bank account or compounded. Certificates of Deposit (CDs) Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms. Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. How Union Bank’s CD rates compare The only CD term worth considering at Union Bank is its 18-to-23 month certificate, but you’ll need to deposit a minimum of $10,000 to even qualify for that one. If not, other banks and credit unions offer much more competitive rates in wide ranges of terms and with lower minimum opening deposits.
Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
Union Bank Cd Rates San Diego
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.58% | 0.58% |
| 12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 12 Months | 0.42% | 0.42% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
| 48 Months | 0.72% | 0.72% |
An HSA CD can be opened by calling us or stopping by.
Union Savings Bank Rates
While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5