Santander Pay In Cheque

Santander Pay In Cheque 8,3/10 5133 votes
  1. Pay Cheque Or Check
  2. Santander Pay In Cheque On App Uk

At your local Santander branch and Post Office®

For when you need to pay in cash or cheques, withdraw money or get an up-to-date balance, depending on your account, you can use any Santander branch and Post Office as well as Santander cash machines.

With 11,500 Post Office branches nationwide, you have a convenient place to:

  • deposit cash and cheques
  • withdraw money
  • find out your balance

Santander Consumer USA Inc. Accepts payments from personal checking or savings accounts via our interactive telephone system. Simply call us toll-free at 1-888-222-4227 and have your account number and your checking or savings account information ready when you call. If you’re a Santander Online Banking customer, you can make mortgage payments online with BillPay. Learn how to set up BillPay. You can make mortgage payments over the phone by calling 1-855-241-5700. Be sure to have your residential mortgage and deposit account information available. Note, there is a charge for this. January 20, 2021.

Notes should be presented in bundles, neatly stacked, by denomination.

Coins, for denominations of 50p and below, will only be accepted in full coin sachets, as below.

Denomination

Sachet Value

50p

£10

20p

£10

10p

£5

5p

£5

2p

£1

1p

£1

£1 and £2 coins must also be deposited in sachets (and in full sachets of £20 wherever possible), but post office branches will continue to accept £1 and £2 coins which don’t make up a full sachet.

You must not mix denominations in any sachet.

You may obtain supplies of coin sachets from Initial Packaging on 0330 123 0720.

You may use your debit card or cash deposit card to deposit cash at the Post Office. Your card may be swiped or you may be asked to insert it into a card reader. The cash is instantly deposited in your account and recorded on our system, and you’ll be given a receipt.

From 26 August 2018 you must use a new-design Post Office cheque deposit envelope to deposit cheques into your account. You’ll need to use a separate paying-in slip and envelope for each batch of 10 cheques.

Find your nearest Post Office and see opening hours
Services, levels of deposit & withdrawal and opening hours for individual Post Office branches within the Post Office Network may vary and Isle of Man and British Forces branches can’t be used by Santander business customers. You should discuss with your local Post Office branch to ensure that it is able to service your needs.

You can use our cash machines for many of your day-to-day transactions, including:

  • withdrawing cash up to £500
  • paying money in at selected machines
  • checking your balance.
Cheques

To see the full range of services available, choose 'Other Services' next time you use a Santander cash machine.

Santander Pay In Cheque

If you are a 1 2 3 Business Current Account (including Start-up and Switcher offers) holder, you can bank at any Santander branch.

Transactions you can carry out include:

  • depositing cash and cheques
  • withdrawing money
  • checking your balance
  • making internal and external transfers
  • managing mandates including standing orders and bill payments.

For transactions that you can’t carry out in our branches (such as CHAPS and International Payments, bankers drafts, cheque withdrawals and foreign currency cheques) call the business banking team on 0800 731 6666.

Limits apply to certain transactions, please see a guide below but check with your local branch to make sure that it’s able to service your needs.

Transaction type

Limits and notice

Coin Deposit

Full coin sachets only (subject to branch availability)
Up to £100 per day

Coin Withdrawal

Full coin sachets only (subject to branch availability)
Up to £250 per day
48 hours notice required

Notes Deposit

£20k per day

Notes Withdrawal

Over £5k - 48 hours notice
£10k per day limit

Important information

You can carry out these transactions if you have a Santander business debit card. Additional identification may be required depending on your request.

Account operators can deposit funds and request a balance only and will be required to provide identification in addition to their operator card.

The guides below help with common tasks and frequently asked questions about cheques.

Using cheques

Use our branches and cash machines

The easiest and quickest way to deposit a cheque into your account is using the cash machines at our branches, or over the counter. Our branch counters accept cheques to be paid into any type of account, but cash machines can accept cheques paid into current accounts or savings accounts.

You can use most of our cash machines at any time but 9 of our branches only have internal cash machines and not external ones. These branches are: Canterbury, Canary Wharf, Chelsea, Isle of Man, Oxford City, St Neots, Surbiton, Tenterden and Wells.

If any of these branches are closed, you can’t use the internal cash machines to deposit cheques.

Please note that some of our branches are now temporarily closed because of coronavirus.

Posting your cheques

You can use the post to deposit cheques into your current account, credit card account or savings account with a sort code and account number. We can’t accept cheques for mortgage or loan payments in the post.

  • If you have a paying-in slip, complete it and send it with the cheque.
  • As a precaution, please take a photo of your cheque or keep a note of the cheque details.
  • If you don’t have a paying-in slip you can still deposit your cheque, please write your postcode, sort code and account number the cheque is to be credited to on the back of the cheque. Without this information we won’t be able to pay in your cheque. Requesting paying-in slips
  • Send the cheque to: Santander Processing, P.O. Box 12644, Harlow, CM20 9QH.

Pay Cheque Or Check

You can deposit up to 30 cheques at a time into our cash machines. You’ll need your debit card and PIN.

Then you need to:

  • Insert your card into the cash machine and type your PIN.
  • Choose ‘Deposit cheques’.
  • You’ll be asked to put the cheque/s into the machine.
  • The cash machine will scan the cheques and calculate the value – if there are any it can’t read it’ll ask you to type the value in on the screen.
  • Confirm the value and that you’ve paid your cheque/s in.

If you’ve tried to pay in a cheque that the machine can’t read, or an invalid cheque, the machine will return it to you.

If you need to request a foreign currency cheque, or pay a foreign currency cheque into your account, we can help. Take a look at the ‘Foreign currency cheques/drafts’ section on our making international payments page.

The easiest and quickest way to request a new chequebook is using Online Banking.

  1. Go to the ‘My details and settings’ tab
  2. Go to ‘Other services’ in the left-hand menu
  3. Go to the ‘Request chequebook’ link

Don’t have Online Banking? Get started online

Alternatively you can contact us

Cancelling a cheque is often called stopping a cheque.

We can’t stop a cheque if you realise you haven’t got enough money to cover it or if you’ve changed your mind. If you think a cheque is lost or stolen please contact us

If you don’t recognise the date, value of the cheque, or it was not written by you then contact us

You can cancel a cheque or chequebook in branch. You can find your nearest branch and check opening hours using our branch locator

Take a look at our table to see how long it takes for the money to show in your account, depending on how you deposit the cheque.

In most cases the cheque will fully clear a few days later. However, it’s important to remember that while the money will be available, if the cheque does not then clear the money will be taken back out of the account.

Santander Pay In Cheque On App Uk

The way you depositedWhen funds usually become availableThings to remember
PostedAvailable by 5pm the next working day after the cheque has been receivedWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque in the post
Branch counter (deposited on a working day)Available by 5pm the next working dayAll cheques accepted
Branch counter (deposited on a non-working day)Available by 5pm 2 working days laterAll cheques accepted
Cash machine (deposited on a working day)Available by 5pm the next working dayWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at cash machines
Cash machine (deposited on a non-working day)Available by 5pm 2 working days laterWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at cash machines
Post OfficeAvailable by 5pm the next working day from when the cheque is received at our clearing centreWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at Post Office counters