Metrobank Savings Account
When the fixed term ends, we transfer your money – and the interest you’ve earned – into your nominated Metro Bank account. If you open your Fixed Term savings Account online, we automatically open an Instant Access Savings Account for you. This allows you to transfer money into your Fixed Term Savings Account over a few days until you have the full amount you want to save. We offer 4 simple savings accounts: Instant Access Savings; Instant Access Cash ISA; With instant access accounts you can save when you want to and have access to your money when you need it. The Instant Access ISA allows you to withdraw and replace money in the account within same tax year. Starting August 7, 2020, interest rates for Retail and Corporate Current and Savings Account will be updated. Starting August 7, 2020, interest rates for Retail and Corporate Current and Savings Account will be updated. For inquiries, please call our Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775). Metrobank has different types of account related to ATM. Below is the type of accounts and their maintaining balance: Passbook Savings with ATM - P10,000 e-Teller ATM Savings - P2,000 OFW e-Teller ATM- waived SSS Pensioner ATM - P100.00 AccountOne with ATM - P25,000.
One of the largest banks in the Philipines, Metrobank provides an array and flexible banking products and services for your personal needs. To get the most out of your Metrobank account, it is useful to know their personal banking accounts for general reference:This a table of Metrobank's Personal Bank Accounts, Minimum Maintaining Balance, Interest Rates and Service Fees/Charges as of January 1, 2013:Metrobank Savings Account Interest Rates
| PRODUCT | INITIAL DEPOSIT | MAINTAINING BALANCE | BALANCE TO EARN INTEREST | INTEREST RATE | Service Fee on Accounts below minimum monthly ADB (for 2 consecutive months)+ |
| Passbook | |||||
| P 10,000.00 | P 10,000.00 | P 10,000.00 | 0.250% | P 300.00 |
| waived | waived | P 10,000.00 | 0.250% | P 300.00 |
| P 100.00 | P 10,000.00 | P 10,000.00 | 0.250% | P 300.00 |
| P 500.00 | P 500.00 | P 10,000.00 | 0.250% | P 300.00 |
| Metrobank e-Teller (ATM) | |||||
| P 2,000.00 | P 2,000 | P10,000.00 | 0.250% | P 300.00 |
| waived | waived | P10,000.00 | 0.250% | n.a. |
| P 100.00 | P 100.00 | P10,000.00 | 0.250% | P 300.00 |
| Checking | P10,000.00 | P10,000.00 | n.a. | n.a. | P 300.00 |
| AccountOne | |||||
| P 25,000.00 | P 25,000.00 | P 50,000.00 | 0.250% | P 300.00 |
| P 25,000.00 | P 25,000.00 | P 50,000.00 | 0.250% | P 300.00 |
| MetroCheckingExtra | P 15,000.00 | P 15,000.00 | P 15,000.00 | 0.250% | P 300.00 |
| Fun Savers Club | P 500.00 | P 500.00 | P 4,000.00 | 0.250% | P 300.00 |
Preparing the requirements for opening a Metrobank Savings Account before going to a Metrobank branch can surely save you time and money.
This is to avoid going back and forth when you lack the requirements needed.
What are the requirements?
Metrobank Online Account
Requirements for Opening a Metrobank Savings Account
- At least two (2) valid id's. One (1) valid id should bear a photo (with your personal picture in the ID) such as school/student's ID, company/office ID, or government-issued ID's such as Postal ID, Voter's ID, Driver's License ID, Unified Multipurpose ID (UMID), PhilHealth ID, Senior Citizen ID, etc. The other ID you can bring could be a supplementary ID (a non photo-bearing ID) such as NSO Birth Certificate, Marriage Certificate, Baranggay Certificate. It's recommended to photocopy or scan your valid ID's. This is in case the Metrobank branch will need them.
- Initial Deposit. The initial deposit will depend on the type of Metrobank account you want to open. The regular Metrobank ATM account has an initial deposit of ₱2,000. If you want to open a Metrobank Passbook Account, the initial deposit is ₱10,000. This initial deposit is not a service charge. You can withdraw this anytime you want.
- 2 Pieces 1 x 1 picture or 2 x 2 picture (colored). It's recommended to submit a recent picture. Not the one when you're still in high school..LOL.
These are all the requirements.
You can now go to a Metrobank branch and open an account.
Happy banking with Metrobank!
If you have questions about opening a Metrobank bank account, just tell us in the comment below.